What makes us better than the typical "Credit Repair Company"?
Wider Ranging Focus
Many companies only focus on deletion of every unfavorable account from your credit report. But that approach can have negative effects! It's not at all uncommon to have a person's credit score actually DROP after deletion of negative accounts.
We know WHICH items should be disputes and HOW - which ones should be removed and which should not. We know HOW to deal with the credit bureaus to make sure that everything is being done that will product the maximum positive effect on your credit score.
Analysis
We assess your credit report and assist you in preparing a plan of action to improve your credit standing. We assess your past credit history and ascertain the best route that will best bring about restoration of your credit rating.
We take a large scale approach that goes much farther than simply disputing information in your credit report.
Follow-up
We offer our clients a one year follow-up ( included in our fee). We continuously scrutinize our clients' credit report throughout that time period, and take the appropriate steps to continuously work on improvement in their credit score.
Personal attention
We decline the "one size fits all" tactic and instead look at each client's credit report and organize a strategy based on that client's specific circumstances, so as to maximize progress in improving that client's credit rating.
Fees
What's wrong with most "Credit Repair Agencies" is that their fees are WAY out of range for most people - especially for those contending with problem credit.
Some even charge their clients thousands of dollars!
And the result?
1. People either can't pay their fees, and instead must to go on suffering with bad credit, or ...
2. They are compelled to BORROW money to pay the fees, further complicating their already desperate financial situation.
Our fees are way more affordable than those of most "Credit Repair Agencies." We understand the hardships of those who suffer from problem credit!
We believe our clients are deserving of the affordable assistance they so badly need - and we consider it our duty and privilege to provide that help to them! |
